Baccarat Strategy and Payouts


Baccarat is one of the most exciting casino games and exudes sophistication. It’s also easy to learn and fun to play.

The banker and player hands are dealt from a shoe, and the hand closest to nine wins. A third card is sometimes dealt to either hand. Payouts depend on the bet made.

Game rules

Baccarat is a game of chance, but there are some strategies that can help you win more often. The most common one is the Martingale system, which involves progressively increasing your bets after each loss. The system works in most casino games, and it is sometimes used in Forex trading and securities investments to achieve long-term returns.

The dealer deals the initial two cards to both the Player and Banker boxes, then reveals a third card. If the Player or Banker hand totals an 8 or 9 on the first two cards, the game ends and bets are paid out. Otherwise, a fourth card may be drawn.

The player can also place a Super Six Bet, which wins when the Banker hand wins with a total of 6. This bet is placed alongside the original bet and pays 12x your original bet amount. The game also includes a Pair Bet, which wins when the Player and Banker hands are a pair of identical cards.


Whether you’re playing online or in person, there are some basic rules to keep in mind when betting on baccarat. First, it’s important to set a budget and stick to it. This will help you avoid spending more than you can afford to lose and prevent you from going bankrupt. Second, make sure to take regular breaks. This will help you stay focused and keep your mind sharp. It will also help you control your emotions and avoid overplaying.

Another tip is to use a bankroll management system, such as the Martingale strategy. This is a system that has been around for centuries and can be used in most casino games. It’s also known to work in other types of investments, such as forex and securities trading. This strategy can help you increase your winnings and reduce your losses. It’s best to avoid betting on ties, as they are more likely to empty your wallet than bring you profits.


Baccarat payouts are based on the outcome of the game and include player/banker wins, ties, and side bets. The Banker/Player Pair bet pays 11:1 on the chance that the first two cards of the Player or Banker will form a pair. The Either Pair bet pays 5:1 and the Tie bet pays 8:1. A winning Super Six bet pays 100:1 but you should avoid placing this type of side bet since it has a high probability of loss.

In addition to these main bets, you can also make Big and Small bets that pay if the total of four, five, or six cards is a certain value. These bets are not as profitable as the Player/Banker pair and have a lower Return to Player or RTP value.


There are many variations of baccarat, each with their own rules and payouts. Some are faster than others. For example, Live Dragon Tiger uses eight decks of cards and offers three main wagers – dragon, tiger, and tie.

The game originated in Argentina at the beginning of the 20th century and reached the United States around the 1950s. Today, it is one of the most popular casino games in the US. Its popularity may be due to its simplicity and high payouts on winning bets.

Punto Banco has a similar structure to Chemin de Fer but is played in a more structured way. Players bid on the player or banker hand and if they win, they receive their wager back without any commission deductions. A winning player or banker pair pays 8:1 while a Tie bet pays 95% of the stake. Other variations include Prestige Baccarat, Grand Baccarat and EZ Baccarat. EZ baccarat is different from traditional baccarat because it allows players to place side bets on Panda 8 and Dragon 7. These bets pay out higher than other side bets.